The Hana OneQ Pension Living Expense Loan targets customers who receive one of the four major public pensions: the National Pension, the Government Employees Pension, the Teachers Pension, and the Military Pension. This product expands access from in-person applications at bank branches to mobile, online channels.
Customers can now manage everything from limit inquiries to applications, agreements, and disbursements through the Hana Bank mobile app, 'Hana OneQ,' without visiting a branch. The process has been simplified to minimize paperwork, making it easier for older customers to use with an intuitive interface.
The loan offers a fixed interest rate of 1.0% and is available for a single limit of 500,000 won for customers receiving public pensions through Hana Bank. It operates as a revolving credit line, allowing for flexible use for temporary small expenses such as utility bills, medical costs, or event-related expenses.
Designed to ensure stable repayment linked to pension accounts, the loan also aims to protect vulnerable groups from high-interest loan markets. Hana Bank is diversifying its offerings for public pension recipients, including the Pension Living Expense Loan, Happy Pension Loan, and home pension-linked loans.
A Hana Bank official stated, "As the aging population accelerates, the demand for small living funds among pension recipients has increased, prompting the development of this product. We expect that the launch of this online product will enhance financial convenience for our customers and provide low-interest loan benefits to public pension recipients."
* This article has been translated by AI.
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