Toss Bank Surpasses 10 Million Check Card Users with 3.1 Billion Transactions

By Lee Seongjin Posted : July 6, 2026, 09:12 Updated : July 6, 2026, 09:12
View of Toss Bank headquarters in Gangnam, Seoul [Photo=Toss Bank]
Toss Bank has announced that the number of customers holding its check card has surpassed 10 million as of June 30. This milestone was reached approximately 4 years and 8 months after the card's launch in October 2021.

The total number of transactions has reached 3.1 billion, with 89.5% of payments made offline and 10.5% online.

In terms of transaction categories, transportation, including city buses, subways, and taxis, accounted for the largest share at 24.2%. This was followed by convenience stores at 18.3%, online shopping and easy payment services at 10.5%, restaurants at 7.0%, and coffee shops at 5.1%.

By age group, the largest percentage of users were in their 20s at 25.1%, followed by those in their 30s at 20.7%, 40s at 20.3%, 50s at 15.4%, teenagers at 11.2%, and seniors over 60 at 7.3%. The oldest user recorded was 106 years old.

Toss Bank also expanded the eligibility for check card issuance to individuals aged 7 and older last month, resulting in an increase in the conversion rate from children's accounts to check cards from approximately 50% to 71%.

In international transactions, Japan accounted for the largest share at 31.3%, followed by the United States at 12.5%, the United Kingdom at 7.1%, Vietnam at 5.9%, and China at 5.3%. The K-Pass check card, launched in February, has seen cumulative issuances of 360,000, with new issuances exceeding 50%.

The total regular cashback distributed to customers through the check card has reached 160 billion won, while donations accumulated through cashback programs have totaled 4.7 billion won.

A Toss Bank representative stated, "The check card is the most frequent point of interaction for customers with Toss Bank, and we will continue to provide a card service that is easy and convenient for everyone to use."



* This article has been translated by AI.

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