Kim Ki-hong, Chairman of JB Financial Group, emphasized the need to transform organizational culture and work methods through artificial intelligence (AX). He made these remarks during the '2026 Second Management Strategy Meeting' held from July 30 to August 1 at the Jeongeup Aurum Campus.
During the meeting, Kim stated, "We must cultivate a company-wide AX mindset by discovering and disseminating practical application cases to experience the necessity and efficiency of AI agent utilization." The strategy meeting aimed to review the management performance of the first half of 2026, identify areas for improvement, and discuss key execution strategies for achieving profit targets in the second half and ensuring the group's long-term sustainable growth.
JB Financial reported a record net profit of 385.7 billion won in the first half of this year, a 4.1% increase compared to the same period last year. The company plans to focus on proactive risk management in response to domestic and international uncertainties and maximize profitability. It aims to maintain its industry-leading cost-to-income ratio (CIR) while expanding non-interest income and rebalancing its portfolio towards high-efficiency assets.
The meeting also featured lectures and seminars aimed at internalizing AX across the group. Seok Chang-kyu, Chairman of Webcash Group, delivered a special lecture. Additionally, forums on 'Strategic Tasks in the AI Era' and benchmarking reports on global innovation technology trends were conducted, along with discussions on ways to create synergies among subsidiaries.
Kim Ki-hong remarked, "The first half of this year demonstrated that we achieved results in line with market consensus while solidifying the group's structural profit base. Given the recent uncertain market environment, it is essential to elevate the risk management system across the entire group to the next level."
* This article has been translated by AI.
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