Hana Bank has utilized its Financial Transaction Monitoring System (FDS) to preemptively block new financial scams, successfully protecting approximately 18.5 billion won in customer assets.
On August 10, Hana Bank announced that through its FDS, it had closely monitored transactions related to the new investment scam 'KReSIM,' preventing a total of 1,450 cases and safeguarding around 18.5 billion won.
The KReSIM investment scam involves eSIM sales companies that lure investors by promising high returns and multi-level commissions under the guise of selling eSIMs to foreign tourists, only to halt profit distributions. This scheme combines elements of a Ponzi scheme with multi-level marketing, making it particularly challenging to prevent in advance.
Hana Bank established a response system in February and developed monitoring scenarios reflecting the KReSIM scam patterns within its FDS. When suspicious transaction signals are detected in corporate accounts, the bank immediately rejects the transaction approval and restricts the installation and login processes of its mobile banking app to prevent further fund outflows.
Additionally, the bank actively engages in preventive measures, including sending urgent alerts via KakaoTalk, providing one-on-one phone consultations with dedicated staff to inform customers of risks, and guiding them on how to report to the police.
A Hana Bank official stated, "We will continue to foster and enhance our FDS expertise to fulfill our social responsibility as a financial institution."
* This article has been translated by AI.
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