KakaoBank is expanding its collaboration with Naver Pay (Npay) to include personal business loans in its loan comparison service.
On September 17, KakaoBank announced its partnership with Naver Pay, allowing users to view personal business loan products through the Npay loan comparison service.
Users can compare loan products from various financial institutions, including KakaoBank, after completing identity verification and entering personal information on the Npay loan comparison platform. By selecting KakaoBank's personal business loan and clicking 'Apply for Loan,' users will be redirected to the KakaoBank app to complete the application process.
KakaoBank's personal business loan is available to customers who have completed business registration, even without a separate business account. The maximum loan limit is 300 million won.
Customers who have held a personal business loan within 180 days prior to the application date, have completed a small business consulting program, or use the KakaoBank 'Business' Hyundai Card may qualify for a preferential interest rate of 0.2 percentage points under certain conditions.
However, customers who take out personal business loans exceeding 50 million won will need to undergo a 'post-use fund purpose review.'
A KakaoBank representative stated, 'We will continue to expand financial services that reduce the financial burden on personal business customers and support their funding needs.'
* This article has been translated by AI.
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