Investors Aged 30-50 Suffered 27.5 Trillion Won Losses in Overseas Stocks Last Year

 
Last year, individual investors aged 30 to 50 recorded losses exceeding 27 trillion won in overseas stock investments. In contrast, those under 20 and over 60 made profits, highlighting a significant generational divide in investment performance.
 
On September 28, data analyzed by Aju Economy from the office of Kim Jae-seop, a member of the National Assembly, revealed that the total overseas stock investment losses for individuals in their 30s to 50s amounted to 27.5368 trillion won.
 
By age group, individuals in their 50s experienced the largest losses, totaling 13.537 trillion won. Investors in their 30s lost 9.0856 trillion won, while those in their 40s lost 4.9142 trillion won. The losses incurred by the 30-50 age group exceeded the overall overseas stock losses of 25.2059 trillion won, as profits from other age groups offset some of these losses. Investors in their 20s recorded a profit of 315 billion won, while those in their 60s earned 1.0914 trillion won, individuals in their 70s made 716.3 billion won, and those over 80 gained 201.7 billion won. Investors under 20 also reported profits of 289.9 billion won.
 
The concentration of losses among the 30-50 age group can be attributed to their larger investment volumes. Last year, the total trading volume of individual overseas stock transactions across eight major securities firms reached 938.6104 trillion won. Among these, investors in their 30s accounted for the largest share at 244.4209 trillion won, followed by those in their 40s at 224.2377 trillion won, and 50s at 187.5126 trillion won. Combined, the trading volume for the 30-50 age group reached 656.1712 trillion won, representing 69.9% of the total. Investors in their 20s traded overseas stocks worth 134.5849 trillion won last year. Although their trading volume was smaller than that of the 30-50 age group, they still managed to record a slight profit. Notably, the increase in overseas investments among minors was also significant, with trading volumes for investors under 20 rising from 4.8447 trillion won in 2024 to 12.0724 trillion won last year, nearly a 2.5-fold increase.
 
However, this year has seen changes in performance across age groups. From January to June, investors in their 30s reported profits of 712.6 billion won, while those in their 50s turned a profit of 249.7 billion won. Investors in their 60s earned 801.8 billion won, those in their 70s made 1.0705 trillion won, and individuals over 80 gained 260.9 billion won. In contrast, investors in their 20s faced losses of 98.5 billion won in the first half of this year, reversing their previous year's profits. Investors in their 40s also recorded a loss of 5.7 billion won.
 
The investment focus remains predominantly on the 30-50 age group. In the first half of this year, their trading volumes were 170.1145 trillion won for those in their 30s, 140.6607 trillion won for those in their 40s, and 120.6841 trillion won for those in their 50s. The combined trading volume for these three age groups accounted for approximately 70% of the total overseas stock trading volume.