Introduced in August 2025, this special clause is designed to provide professional legal assessments regarding liability and fault in pedestrian accidents involving vehicles. It covers a wide range of pedestrian incidents, including those involving bicycles and personal mobility devices.
The coverage applies to personal auto insurance and limited-use business vehicle insurance, specifically for accidents that occur during the operation, use, or management of the insured vehicle, resulting in death or injury to pedestrians.
The coverage structure reimburses up to 500,000 won for actual expenses incurred when obtaining legal advice and an advisory opinion letter. Additionally, if a lawyer is hired directly to proceed with litigation without an advisory opinion, 10% of the attorney's fees will be supported.
This design aims to reduce the accessibility barriers to legal advice regarding disputes over fault in pedestrian accidents, thereby alleviating the burden on drivers when responding to incidents and encouraging more sign-ups. Since its launch, the program has averaged about 76,000 new sign-ups per month.
A representative from DB Insurance stated, "We will continue to expand products and services that ensure peace of mind for both drivers and pedestrians."
DB Insurance has been collaborating with attorney Han Moon-cheol since 2022.
* This article has been translated by AI.
Copyright ⓒ Aju Press All rights reserved.