DB Insurance announced on August 24 that its 'Pedestrian Accident Legal Consultation Cost Support Special Clause,' developed in collaboration with attorney Han Moon-cheol, has surpassed 820,000 policies in its first year.
This special clause provides legal assistance to drivers involved in accidents with pedestrians, bicycles, and electric scooters, ensuring they are not unfairly held responsible for faults. The product was developed jointly by attorney Han Moon-cheol and DB Insurance, combining Han's expertise in traffic accident law, the analytical capabilities of Han Moon-cheol TV, and DB Insurance's compensation expertise.
Since the launch of the special clause, DB Insurance and Han Moon-cheol TV have jointly analyzed a total of 277 accidents. This analysis involved a thorough review of dashcam footage, speed, visibility, road conditions, and movements leading up to the accidents, along with an examination of relevant laws and fault determinations. Among these, 37 cases that were initially likely to be classified as the driver's fault resulted in the recognition of 'no fault for the driver’s own vehicle and exemption from liability for personal and property damage.'
Attorney Han Moon-cheol stated, 'Traffic accidents may appear similar on the surface, but the degree of legal responsibility can vary significantly depending on the specific circumstances. Together with DB Insurance, we are creating cases to ensure that drivers are not unfairly burdened with fault by meticulously analyzing actual accident footage and conducting legal reviews.'
* This article has been translated by AI.
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