Maximize Your Savings: Card Benefits for Chuseok Shopping and Outings

As the Chuseok holiday approaches, credit card companies and mobile payment services are offering various discounts and rewards for shopping, outings, and travel. With many benefits continuing throughout the holiday period, carefully reviewing the terms before making purchases can help ease the financial burden of the festivities.

According to the credit card industry on September 26, KB Kookmin Card is providing discounts of up to 50% on holiday gift sets purchased at major supermarkets like E-Mart and Lotte Mart until September 27. Homeplus Express is offering up to 30% off gift sets until September 30, while Gmarket has discounts of up to 12% on selected items.

Additionally, a promotion is underway where customers can earn stamps for each purchase over 30,000 won at 11 major sectors, allowing them to receive mobile coupons worth up to 15,000 won.

Hana Card is running a unified event titled 'Exciting Autumn with Hana' until September 30. Customers can receive discounts of up to 50% on gift sets at large supermarkets. To attract holiday travelers, discounts of up to 40% at Everland and 46% at Caribbean Bay are also available.

Samsung Card is offering discounts for customers who spend a certain amount at Traders, E-Mart, and Nonghyup Hanaro Mart until the end of the month. Homeplus Express is providing up to 30% off gift sets, and supermarkets like GS The Fresh are also selling promotional items at discounted prices.

For those traveling home during the holiday, there are convenient payment benefits available. Naver Pay (Npay) is running a points accumulation event at nine highway rest areas, including Gongju, Nonggong, Yangpyeong, Gwangju, and Ansan, until September 30. Customers who use Samsung Pay or QR codes to pay over 10,000 won with Npay money or points will receive 50% of their payment amount back instantly. During the promotional period, individuals can earn up to 100,000 points without any limit on the number of transactions.

Promotions targeting holiday travel or large expenditures are also noteworthy. NH Nonghyup Card is offering discounts of 16% on hotels, 3% on airline tickets, and 4% on activities when using their overseas-compatible personal card on a dedicated page of Trip.com. Hotel bookings can be made until the end of November, while airline tickets and activities can be reserved until the end of the year, making them useful for post-Chuseok travel.

The duration of promotions, eligible cards, and discount limits vary by card issuer. Even with the same discount rate, the actual benefits may differ based on applicable items or maximum discount amounts, so it is advisable to check the specific terms before making a payment.