KB Kookmin Card announced on September 29 that it has signed a memorandum of understanding (MOU) with SY Polaris to conduct a joint verification of AI agent-based payment systems.
The two companies plan to assess the applicability and safety of AI agent-based payment integration technology through this agreement. Based on the verification results, they will review technical and operational requirements and explore future collaboration opportunities.
The joint verification will utilize the 'K-AP' payment integration standard proposed by SY Polaris. This will involve implementing test transaction flows between the AI agent, online shopping platforms, payment modules, and card company systems, while confirming requirements for authentication, transaction verification, and system integration.
In addition to the domestic joint verification with SY Polaris, KB Kookmin Card plans to expand its scope internationally by participating in Visa's 'Agentic Commerce Ready Program' to validate global standards for agent-led payments.
A representative from KB Kookmin Card stated, "As AI technology advances, it is crucial to examine safe and reliable payment systems in the payment environment. We will gradually secure the capabilities necessary for future payment environments by verifying the applicability and safety of AI agent-based payment technology."
* This article has been translated by AI.
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